Saves Time with Convenient - A One Stop Shop!
Organizing appointments with competing mortgage lenders could take weeks for you, and we know you'd rather more spend your time house-hunting! With hundreds of lenders, we work directly and can easily narrow down a list of those that suit you best. It allows quick, simple, and convenient comparison-shopping.
Access To Lender Discounts And Promotional Rates & Industry Advice
In Canada, we have access to a network of major lenders, so your choices are comprehensive. We also know what is being delivered by credit unions, trust companies and other sources, in addition to conventional lenders. And before your closing date, we will help you take care of other conditions, such as receiving mortgage default insurance if your down payment is less than 20% of the purchase price.
We Negotiate On Your Behalf
Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Brokers negotiate mortgages each and every day on behalf of Canadian homebuyers. You can count on our market knowledge to secure competitive rates and terms that benefit you
Single Credit Check Means Less Hits On Your Credit!
We do a single credit check for you which we use to shop around with multiple lenders for you and obtain the best solution, ensuring your credit score is not negatively impacted by repeated credit checks by multiple lenders.
We Work For You And Not The Bank
As independent mortgage brokers we’re not tied to any lender or range of products. Our goal is to help you successfully finance your home or property. They do not work for any particular bank or lender. A branch officer has the interest of their
institution at heart. We have our clients best interest at heart!
The service charges are on us!
For typical residential mortgage loans, there is absolutely no fee for our services. How are we going to afford to do that? As many other professional services, such as insurance, when we introduce trustworthy, reliable clients to a financial institution,
mortgage brokers are normally charged a finder's fee. These fees are relatively common and almost industry-wide, so the emphasis remains on our customers.
We Guarantee Preapproval And Same Day Preapprovals!
Whether you are shopping for a new home or deciding to refinance the existing home, we can help you shop for a preapproved mortgage which will lock the rate for a period of up to 120 days. Once we have met with you and reviewed your
financial profile, we will forward your application to many lenders that will suit client preferences. Once we receive a commitment from the lender we can make an informed decision as to the product and rate.
Ongoing Support & Consultation
Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs. We are happy to be of assistance when you need it.
Private, Personal, Confidential And Professional
As a mortgage Professional we guarantee that all information disclosed by the client is kept confidential and private at all times.
Our mortgage agents and brokers have formal training and education in mortgages.They set the highest standard in industry and are fully licensed, in good standing, with the Financial Services Commission of Ontario.